Blockchain may have its greatest impact on finance when customers stop seeing it.

In this episode of the London Fintech Podcast, Tony Clark speaks with Marc Boiron, CEO of Polygon Labs, about the convergence of blockchain and traditional financial infrastructure — and why the future of digital finance may be less about replacing existing systems and more about making blockchain invisible beneath familiar financial products.

The conversation explores what stablecoins are already making possible, what the growing adoption of blockchain infrastructure actually tells us, and why faster settlement alone is not enough to transform financial services.

Marc also explains Polygon’s Open Money Stack and the thinking behind bringing more of the payment journey together while keeping the underlying infrastructure open and interoperable. The discussion looks beyond payments and digital assets to ask why banks, wealth managers, insurers, fintechs and market infrastructure providers should be paying attention.

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Where is the VC money going in the UK, and what does it take for a startup to become investment-ready in today’s funding market?

In this episode of the London Fintech Podcast, Tony Clark speaks with Thomas Easterby from HSBC Innovation Banking about the state of the UK innovation economy, the latest venture capital trends, the surge in AI investment, and what founders need to know when raising capital.

The conversation explores a rapidly changing funding landscape, where AI investment has reached record levels, but investors are becoming increasingly thoughtful and diligent about where they deploy capital.

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Crypto is no longer operating at the edges of finance. It’s becoming part of the core infrastructure powering global payments, treasury operations, and digital asset innovation.

In this episode of the London Fintech Podcast, Tony Clark sits down with Ran Goldi, SVP Payments & Network at Fireblocks, to explore the rapid rise of stablecoins, institutional crypto adoption, and the technologies reshaping the future of financial services.

Broadcast live from Money20/20 Europe in Amsterdam, the conversation examines how traditional financial institutions are increasingly embracing blockchain-based financial rails. Ran shares insights from Fireblocks’ unique vantage point, with the platform now supporting approximately $15 trillion in annual stablecoin transaction volume and serving thousands of organisations across banking, payments, fintech, and digital assets.

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Embedded banking is moving from concept to reality. According to Andrew Ellis, CEO of NatWest Boxed, the future of financial services will be shaped by organisations that can seamlessly integrate banking products into the experiences customers already use every day.

In this episode of the London Fintech Podcast, Tony Clark speaks with Andrew Ellis, CEO of NatWest Boxed, about the evolution of Banking-as-a-Service, embedded finance, and how major brands are creating new opportunities through financial products.

Andrew shares the journey behind NatWest Boxed, from building a modern banking platform to powering partnerships with organisations including Sainsbury’s, Saga, and the AA. The conversation explores how embedded banking is changing customer expectations, creating new revenue opportunities, and enabling brands to deepen customer relationships.

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Most AI projects don’t fail because of the model. They fail because organisations don’t trust the data.

In this special live edition of the London Fintech Podcast, recorded from Money20/20 Europe in Amsterdam, Tony Clark sits down with Remco den Heijer, Vice President APJ & EMEA Channels at Alteryx, to explore why data readiness has become the defining challenge in enterprise AI adoption.

As organisations move from AI experimentation to real-world deployment, the conversation is shifting away from models and prompts towards trust, governance, and operational execution. Remco explains why AI success depends not on having the latest model, but on having data that is visible, understandable, repeatable, and auditable.

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Recorded live at the Banking Transformation Summit, this special London Fintech Podcast panel brings together senior leaders from banking and technology to explore one of the biggest strategic questions facing financial services today: what happens when AI moves from assistant to autonomous teammate?

Host Tony Clark is joined by Stuart McIntyre, Executive Director, Digital Strategy & Operations – AI & Change Enablement at Standard Chartered, Marc Barnard-Naulls, Head of Enterprise Platforms and Services at Close Brothers, and James Georgiou, Principal Solution Engineer at Salesforce.

Together, they unpack the strategic fork in the road facing banks as Agentic AI accelerates from experimentation to implementation.

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Smartphones are evolving. According to Emmett Hollyer of Solana Mobile, the next generation of devices will be the foundation of how we own, trade, and manage digital assets.

In this episode of the London Fintech Podcast, Tony Clark speaks with Emmett Hollyer from Solana Mobile about the rise of crypto-native hardware, the launch of the Seeker device, and why mobile phones could become the primary gateway to decentralised finance and digital ownership.

Emmett shares the story behind building one of the world’s first crypto-native smartphones, from early experimentation and hardware challenges to shipping more than 150,000 devices across 50+ countries. The conversation explores how Solana’s high-speed blockchain infrastructure enables seamless mobile trading, payments, and digital asset interaction directly from your pocket.

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Watch on YouTube and Spotify.

Smartphones are evolving. According to Emmett Hollyer of Solana Mobile, the next generation of devices will be the foundation of how we own, trade, and manage digital assets.

In this episode of the London Fintech Podcast, Tony Clark speaks with Emmett Hollyer from Solana Mobile about the rise of crypto-native hardware, the launch of the Seeker device, and why mobile phones could become the primary gateway to decentralised finance and digital ownership.

Emmett shares the story behind building one of the world’s first crypto-native smartphones, from early experimentation and hardware challenges to shipping more than 150,000 devices across 50+ countries. The conversation explores how Solana’s high-speed blockchain infrastructure enables seamless mobile trading, payments, and digital asset interaction directly from your pocket.

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Watch the episode on YouTube and Spotify.

Crypto is moving from the margins to the core of global financial infrastructure — but the real question is how fast that transformation will happen, and who will lead it.

In this episode of the London Fintech Podcast, Tony Clark speaks with Keith Grose, UK CEO at Coinbase, to explore the evolution of crypto, institutional adoption, and the technologies shaping the next decade of finance.

The conversation traces Coinbase’s journey from early conviction in digital assets to becoming one of the world’s largest regulated crypto exchanges. Keith explains how a compliance-first mindset, product innovation, and long-term strategic thinking have been central to building trust in an emerging asset class.

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Banking is changing fast, but what does real transformation actually look like inside today’s financial institutions?

In this episode of the London Fintech Podcast, Tony Clark sits down with Mark Johnstone, Chief Strategy Officer at MoneyNext and Managing Director of the Banking Transformation Summit, to unpack how banks are navigating AI, modernisation, and the evolving competitive landscape.

Mark shares insights from curating one of the most practitioner-led banking events in Europe, where the focus isn’t hype, but what’s actually working inside banks today. With 175+ institutions represented and a highly curated audience, the summit offers a unique lens into how senior leaders are tackling transformation at scale.

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