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The New Year is a time of reflection, a time for looking forwards and a time to take stock. So in this light this will be a special, somewhat off-piste episode with just me at the microphone. This episode has three parts:
In Part 1 I talk about some of the behind the scenes stories that go into making the LFP and share some of my thoughts about the challenges of the creative journey – a journey which many fintechs will have been through and are going through.
In Part 2 I discuss the five themes that I expect to see in UK Fintech in 2015. These all go under the overarching banner of “2015 – The Year When Fintech Grows Up”.
- Less Spin
- A Shake-Out
- Fintech Maturing and Breaking-Up into Subsectors
- Group-Think in the Subsectors
- #NewFS Getting More Solid
If Xmas is a time for traditional rituals like family, over-eating, and hitting Amazon Prime bigtime 😀 it’s also a time for thinking of those less fortunate than ourselves.
If you work in Canary Wharf you will probably never see a homeless person there (I never have – are they kept out?). Meg Hillier the MP for Hackney South and Shoreditch points out that in Hackney a staggering 47% of children live in poverty :-O 🙁
In Part 3 I discuss the wider societal impact of Fintech and its media narratives.
Will Fintech, driven by the “billion dollar IPO narrative” end up being just another “get rich quick scheme” for a tiny few and become self-centred and greedy like the existing widely-disliked banking system?
Is Fintech just about creating some new mega-corporates that will live in tall shiny buildings?
Can Fintech be more than this? Can it have a social conscience, can Fintech contribute to society and make the world a better place?
Let me know what you think! In my pre-Xmas mode of thinking of those less fortunate than ourselves I tweeted a few socially pertinent tweets under the hashtag #OccupyFintech. For those of you interested in this topic please feel free to use and amplify. You don’t even have to sleep outside in the cold in a tent 😀
In the next episode Continue reading →