Tag Archives: Direct Lending

LFP040 – The 7 Strategies of Banks in Response to the Fintech Revolution with Anna Irrera Financial News

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In episode 40 it’s a good time to turn to the response of the banking sector (used here as a proxy for all FS incumbents) to the Fintech revolution – both Fintech’s #newFS and its #newTech/#newIT side.

anna irreracropI couldn’t think of anyone better to discuss this with than Anna Irrera who is perhaps the only full-time journalist working on Fintech in London. She spearheads the Fintech section of what is now the Financial News but was decades back when I recall getting the first edition the London Financial News, now owned by the Dow Jones Group.

FN also has a quarterly fintech-focused publication Fintech News, Specific areas of focus within fintech include: alternative finance, blockchain, big data, robot advisory, cyber security, trading platforms and digital payments systems.

Anna is well known in London FS on both the Fintech and #oldFS sides of the current divide and always talks from the perspective of speaking to the miners at the coalface rather than the warmth of the press office.

Topics we discuss include: Continue reading →

LFP038 – Highlights from Lendit 2015 Europes Largest P2P Conference with Peter Renton

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The road goes on forever - next Lendit already teed-up.

The road goes on forever – the next Lendit is already lined-up

I am delighted to be joined by Peter Renton to discuss some key highlights from the Lendit Europe 2015 conference, especially for those of you who weren’t there and even for those of you who were as in the afternoon it split into two streams.

Peter Renton PhotoPeter was back on the show in LFP015 way back in last December wearing his Lend Academy hat relating to us the amazing story of the development of P2P in the US – something he saw from it’s very origins when it was scarcely noticed.

Today he is joining me wearing his Lendit Conference hat. Lendit now runs by far the world’s largest P2P conferences – some 2,500 in Lendit US 2015, 500 in Lendit China 2015 and yesterday around 750 in Lendit Europe.

In this episode we have an off-the-cuff conversation about what leaps out to us as the really interesting things happening in P2P in Europe right now.  It’s a great way to get up the curve fast and we discuss a wide range of topics: Continue reading →

LFP036 – The Direct Lending Model with Chris Rieche CEO of iwoca

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I am delighted to be joined by Chris Rieche CEO and co-founder of iwoca. Iwoca is a Fintech lender but not a P2P.  They raise finance and then can lend it out themselves – a direct lending model which has many advantages as we will hear.

iwoca lends up to £100k to small businesses in the UK, Poland, Spain and Germany at rates varying from around 13-40% p.a and has around 100 employees in London.

It has also this year made a landmark partnership with the giant Alibaba to offer a trade finance product and raised £20m in equity capital this year.

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Chris and co-founder and CTO James Dear founded iwoca in 2011 right back in the early days of the Fintech lending movement.

 

 

 

In this episode we discuss: Continue reading →