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How are the changing tides and winds in newFS vs oldFS lending? How are the incumbents and newbies doing? How is the balance of institutional funding of P2P and retail going? What’s the best way to succeed? When does accepting institutional funds turn into just being a front-end for oldFS?

Landbay only do buy-to-let mortgages and since their first loan four years ago have done nearly one thousand loans with a total lent of over £200m and an astonishing 0% loss rate which is a tribute to their strict credit criteria (average LTV 70%) as well as operational efficiency.

They recently won the 2018 Best Buy-To-Let lender of the Year award ahead of Barclays, Lloyds and – well – all others 😀

They were also placed #20 in Deloitte’s Fast Tech 50

Topics discussed on the show include: Continue reading →